Why Buy A First Home When I Can Rent?

TLDR:

Renting might feel easier now, but buying builds your future. Every rent payment helps your landlord—owning helps you. Getting into the market sooner sets you up with equity, stability, and options.

@aera_nz Most people don’t realise that rent increases by an average of 4.5% every year, which means you’re paying more and more for a home that will never be yours. That’s why we’re here—to help you get mortgage-ready, secure your first home, and start building your own future instead of paying off someone else’s. Let’s get you into your first home as fast as possible! #financialtips #tipsandtricks #fyp #foryoupage #nz #aera #speed #fast #firsthomebuyer #firsthomebuyerprocess #savemoneyfast #affordablehomes #newbuilds #nzhouseprices #propertyvaluesnz #fasttrack #financialfreedom #newzealand #firsthomesfaster #rent #owningyourfirsthome #deposit #homeownership ♬ original sound - aeranz

It’s tempting to think renting is the smart move—less commitment, less hassle. But when it comes to building your future, buying wins. It gives you a stable base, builds equity over time, and opens the door to long-term freedom. You’re not just buying a house—you’re buying back your future.

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Aera is an initiative of the Aera Foundation, a charitable trust backing creative responses to social and environmental challenges. Aera Foundation is registered as CC50290 with the New Zealand Charities Commission.  The Aera financial services platform is provided by Aera 22 Opco Limited, and is registered on the Financial Services Providers Register (FSPR.govt.nz). FSP#1003388 and FSP#1003389  Aera's custodial financial service is not licensed by a New Zealand regulator. Aera's registration on the New Zealand register of financial service providers and membership of the Financial Services Complants Limited dispute resolution scheme does not constitute active regulation or oversight by a New Zealand regulator.

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