Aera is a revolutionary savings platform designed to massively reduce the time it takes people to save for their first home. 

Aera’s Deposit Accelerator™ aims to provide the most competitive returns of any savings account in New Zealand. It comes with an everyday app for bill payments, transactions and a member's Visa card.

Aera Credits™ are a fastlane to a first home deposit by providing a ‘head start’ of up to $10,000. Members can begin to unlock these credits in their Aera account from day one and redeem them when they use Aera’s services to buy their first home. 

Our services and technology are built on top of a range of multi-billion dollar private wealth, fund management and major New Zealand financial institutions. We are backed by private investment firms Still and Icehouse Ventures and charitable trusts Whakatupu Aotearoa Foundation and Aera Foundation. 

Aera is not a registered bank.

Why are we doing this?

A home is so much more than a house. It’s family, it’s stability, it’s community, it’s financial security. We believe there’s something wrong with a financial and housing system where Kiwis earning great incomes, doing all the ‘right’ things, still can’t find a way to get into their first home.

As New Zealand continues to perpetuate a system that is stacked against first home buyers, Aera is on a mission to get Kiwis into first homes faster.