Believe your first home is possible

Welcome to Aera, the first home app that believes in you.

‍We’ve helped hundreds of Kiwis to get into their first home and faster than they thought possible.
‍
You can be next.

We give you the coaching, get you the lending and find you a home. The Aera app is packed with all the tools to turn complex home-buying steps into simple, bite-sized lessons with what to do next.

Download and start today

★★★★★

Rated by dozens of very happy first home buyers.

”Aera made our first home possible”

Rolly - Verified Aera Member

The Receipts

As seen in

Behind every story: a real coach. Not a chatbot, not a call centre.

Your story starts here

Get the Aera app and start earning milestone and referral credits towards your $10k today.

Download and start today

The old way vs the Aera way

Same dream. Two very different roads to your front door.

Without Aera

The long way round

  • ❌
    Save for years to reach a 20% deposit
  • ❌
    Navigate banks and paperwork on your own
  • ❌
    Agents and middlemen each taking a cut
  • ❌
    Chase homes you can't realistically buy
  • ❌
    Keep paying off your landlord's mortgage

With Aera

The Fast Track

  • ✅
    Just a 10% deposit
  • ✅
    Up to $10,000 boost to back your first home
  • ✅
    A coach + app secure the lending for you
  • ✅
    Matched to a home you actually qualify for
  • ✅
    Move into your own home, this year
JOIN TEAM AERA
Start earning milestone and referral credits towards your $10k today.
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Important Disclosure

All financial decisions involve risk. Any returns referenced are not guaranteed. You should consider seeking independent legal, financial, taxation or other advice when considering whether a decision is appropriate for your objectives, financial situation or needs.

Aera is not a registered bank.

Aera is an initiative of the Aera Foundation, a charitable trust backing creative responses to social and environmental challenges. Aera Foundation is registered as CC50290 with the New Zealand Charities Commission.

The Aera financial services platform is provided by Aera 22 Opco Limited, and is registered on the Financial Services Providers Register (FSPR.govt.nz).
FSP#1003388 and FSP#1003389

Aera's custodial financial service is not licensed by a New Zealand regulator. Aera's registration on the New Zealand register of financial service providers and membership of the Financial Services Complants Limited dispute resolution scheme does not constitute active regulation or oversight by a New Zealand regulator.