Aera’s Deposit Accelerator is designed to help you shorten your deposit timeline. Earn high returns while building a strong savings history with Aera.
Earn credits in your account that you can use for your deposit. Improve your savings behaviour and reach key milestones to build credit up to $10,000.
Go from renting to owning faster - if you need more help our Ownership Accelerator may be able to top up your deposit further.
Aera’s Deposit Accelerator is designed tohelp you shorten your deposit timeline.Earn high returns while building a strong savings history with Aera.
Earn credits in your account that you can use for your deposit. Improve your savings behaviour and reach key milestones to build credit up to $10,000.
Go from renting to owning faster - if you need more help our Ownership Accelerator may be able to top up your deposit further.
Whether you’re starting small or are already on your way, our Deposit Accelerators are designed to fast track the timeline to your first home deposit.
No lengthy lock-ups, earn up to $10,000 in Deposit Credits - all managed through Aera’s members’ app.
Designed to get first home buyers into their first home faster. We invest alongside you, so you can accelerate your days-to-deposit, and move in faster.
Instantly open everyday spending accounts, save with Deposit Accelerators, send people money and pay bills.
digital sign up
Start saving in minutes for your first home deposit.
Protection and Security
Built on banking software for 15M global customers. Control your card, change your PIN, and lock your card in-app.
peace of mind
Your funds are held securely in trust with reputable New Zealand registered banks and financial custodians.
Our membership card works the same as any Visa card, you can spend your cash anywhere. Visa is accepted and can withdraw from any ATM in the world.
Our mission
We believe in a future Aotearoa that offers financial opportunities to all.
Where the idea that you can get ahead by working hard and saving wisely is
true again.
community stories
FAQs
Aera is not a registered bank. We are a financial services company that exists to help members get into their own homes, faster. We use similar tools as banks and wealth management firms, but we’re on a mission to pass on as much of the returns as possible to everyday Kiwis like you.
Aera is a New Zealand registered financial services provider (FSP1003388 and FSP1003389 on the NZ Financial Services Provider Register), built by Kiwis for Kiwis. We are members of the Financial Services Complaints Limited (FSCL# 6905) for disputes as well as being subject to New Zealand regulations.
Right now we are accepting registrations for Early Access. You can express your interest here and we will be in touch soon. We will be inviting members who have strong incomes and are already actively saving, to join and build their first home deposit using the Deposit Accelerator.
Our member-only mobile app is home to the Aera Deposit Accelerator high interest savings offerings to help you build your first home deposit faster. It’s also where you can view your account details, transaction history and where you can send and receive money, pay bills and manage your Aera Visa membership card.
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